15+ A-rated carriers, one honest agent.

One of America's largest auto insurers with a deep Texas footprint. Progressive is often our first-call market for daily-driver auto, teen drivers, multi-vehicle households, and Snapshot-based usage discounts.

A Farmers-owned specialty carrier that writes homes standard markets won't — older homes, manufactured/mobile homes, seasonal properties, and landlord dwellings across Texas.

A Gulf Coast homeowners specialist with strong wind, hail, and named-storm underwriting. A go-to Texas market for coastal and hurricane-exposed homes where national carriers pull back.

A modern homeowners carrier that quotes and binds in seconds using real-time property data. Great for well-maintained Texas homes where fast, accurate underwriting beats a slow national quote.

A high-net-worth and coastal specialty market. Orchid is our go-to for Texas homes over $750k, waterfront properties, and situations where standard carriers cap coverage.

An A+ AM Best carrier and one of the largest Write-Your-Own (WYO) flood insurance providers in the country. Selective is a go-to Texas market for NFIP and private flood coverage on homes and businesses.

The largest private flood carrier in the country. In much of the Houston area Neptune is now cheaper than NFIP with higher limits, shorter waiting periods, and quotes in under a minute.

A Farmers-owned non-standard auto specialist. Our go-to market for SR-22 filings, drivers with tickets or lapses, and Texas households other carriers decline.

A Texas-focused homeowners carrier known for competitive pricing on suburban homes and consistent renewal behavior — a quiet workhorse market for Houston-area families.

One of the largest wholesale/E&S brokers in the country. We use Amwins to place risks the standard market has declined — older homes, unusual businesses, and coastal properties.

A specialty personal-lines carrier we use for Texas homeowners and dwelling-fire risks that standard markets decline — older homes, prior claims, or unique property characteristics.

A Texas-focused non-standard auto carrier with strong bilingual (English/Spanish) service and flexible payment plans — a great fit for our Houston-area clients who need affordable auto coverage.

An A+ rated national carrier with strong bundled auto + home programs, Vanishing Deductible, and SmartMiles usage-based auto — a solid all-around market for Texas families.

One of the country's oldest and largest personal + commercial carriers. Travelers is a strong Texas market for homeowners with newer roofs, safe drivers, and small-to-mid businesses.

A Liberty Mutual company that focuses exclusively on independent agents. Safeco delivers strong Texas auto + home bundles with flexible endorsements and multi-policy discounts.

One of the largest auto insurers in the country with competitive personal and commercial auto rates across Texas. A strong option for clean-record drivers and small-fleet commercial auto.

A Berkshire Hathaway commercial specialist writing BOP, general liability, and commercial auto for small-to-mid Texas businesses. A+ rated with strong appetite for contractors, retail, and services.

An A+ AM Best carrier and one of the most respected names in personal insurance. We use The Hartford for Texas homeowners and flood coverage where stability and claims service matter most.

The National Flood Insurance Program administered by FEMA. We write NFIP policies for Texas homes and businesses in Special Flood Hazard Areas or wherever a federally-backed flood policy is required.

A specialty commercial carrier known for small-business BOP and general liability — especially professional services, consultants, and tech-forward Texas businesses.

An Allstate-owned multi-line carrier with broad appetite across Texas — home, landlord, commercial property, and personal + commercial auto all under one roof.

A usage-based auto insurer that prices policies primarily on how you actually drive. A great fit for Texas households with safe drivers who want to be rewarded with a lower rate.