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Professional Liability (E&O)

Professional liability — also called Errors & Omissions (E&O) — protects service-based businesses against claims that professional advice, services, or work caused a client financial harm.

What it covers

The specifics.

Legal defense and settlements for claims of negligence, missed deadlines, incorrect advice, or professional mistakes — even if the claim is groundless.

Why it matters

Real-world impact.

General liability excludes professional services. Any business selling advice, expertise, or knowledge — consultants, accountants, IT, real estate, healthcare — needs E&O to be properly protected.

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